Sending a credit card off the ground, collecting fees?

A friend asked me a question yesterday: He has set up a credit card in his hometown, but now people work in the field, and they often use credit cards when they go out to spend. So there is little doubt. Is there a charge for credit card swiping in different places?

In fact, credit card spending in the same place is the same as the savings card, as long as it is not charged for the card consumption. The use of bank credit cards is local and off-site, and is used the same throughout the country.

There is no handling fee for credit card spending, and the installment fee is still charged according to the original standard, and no additional charges will be incurred.

However, you should pay attention when repaying, try not to transfer funds across the bank, and it will generate more expenses. There are many types of repayment methods. If you pay by ATM or bank counter in the field, there is generally no handling fee. However, if it is a cross-bank repayment, the transfer fee will be the same as the repayment line. In addition to the above-mentioned offline repayment methods, there are also many repayment methods that do not need to go directly to the bank, such as online repayment or Alipay, Tenpay repayment, etc., are not charged fees, but also convenient and fast.

If you don't want to use the card in a different place, remember to go to the nearby bank outlet to cancel it, or call the bank service hotline to apply for cancellation, to prevent the credit card from being stolen or other privacy leaks.

Credit card withdrawals are charged, and the rules of each bank are different, but try not to cash out. Credit cards are only used for credit card spending. Friends who like credit cards will find many benefits of credit cards, and there are many conveniences for individuals.

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